Personal Deposit Rates

Community Checking

N/A*

*A penny per debit card transaction is donated to
the Maps Community Foundation.

$25 minimum opening balance

Community Checking Disclosures

President's Club Checking

Balance Div. Rate
$750-$9,999.99 0.25%
$10,000-$49,999.99 1.00%
$50,000-$99,999.99 1.00%
$100,000 and above 1.00%

$25 minimum opening balance

$750 minimum average daily balance to earn dividends

$30,000 minimum in combined loans or deposits to avoid $7.50 service fee

*APY: Annual Percentage Yield.

President's Club Checking Disclosures

Dividend Option Checking

0.01%APY

$25 minimum opening balance

$750 minimum average daily balance to earn dividends/avoid service fee

*APY: Annual Percentage Yield.

Dividend Option Checking Disclosures

Passport Checking

0.01%APY

$25 minimum opening balance

$750 minimum average daily balance to earn dividends

*APY: Annual Percentage Yield.

Passport Checking Disclosures

Share Savings

0.02%APY

$100 minimum balance

Share Savings Disclosures

Youth Savings

0.02%APY

$0 minimum balance

Youth Savings Disclosures

Christmas Club

0.02%APY

$0 minimum balance

Christmas Club Disclosures

Market Investor

Balance Div. Rate Min Bal.
$100-$9,999.99 0.01% $100
$10,000-$49,999.99 0.05% $100
$50,000-$99,999.99 0.10% $100
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Market Investor Disclosures

Certificates of Deposit

Product APY Min Bal.
13 Month Certificate Special 2.00% $1,000
60 Month Certificate 0.70% $1,000
48 Month Certificate 0.65% $1,000
36 Month Certificate 0.60% $1,000
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Certificates of Deposit Disclosures

IRAs and ESAs

Product APY Min Bal.
Premier IRA
$10 Annual Fee
1.00% $0
Monthly IRA Share Account 0.25% $0
IRA Savings 0.15% $0
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13 Month Certificate Special 2.00% $1,000
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IRAs and ESAs Disclosures


Personal Loan Rates

Auto Rates

Product APR*
New and Used Autos
up to 72 months
4.19% - 16.94%
New and Used Autos
73 - 84 months
4.69% - 16.94%

Includes .50% reduction for autopay and e-statements.

Auto Rates Disclosures

RVs

Product APR
2018-2019 Fixed Rate* 5.24% - 17.99%
2018-2019 Variable Rate 6.24% - 18.24%
2017 and older Fixed Rate* 6.24% - 18.99%
2017 and older Variable Rate 8.24% - 20.24%

*Includes .50% reduction for autopay and e-statements.

RVs Disclosures

Marine

Product APR
Models 2018-2019 5.24% - 17.99%
2017 and older 6.24% - 18.99%

Includes .50% reduction for autopay and e-statements.

Marine Disclosures

Goldline Plus

12.40%-23.65%APR

Signature Line of Credit

Goldline Plus Disclosures

Personal Loan

Product APR
Fixed Rate 8.25% - 22.00%*
Variable Rate 13.00% - 19.50%

*Includes .50% reduction for autopay and e-statements. $60 loan fee applies.

Personal Loan Disclosures

Share Secured

5.00%APR

Secured by your Maps Share Account

Share Secured Disclosures

Certificate Secured

+2.00%*APR

*Certificate Rate + 2.00% APR. Secured by your Maps Certificate Account.

Certificate Secured Disclosures

Home Equity Master Line

Repayment Terms APR Loan to Value
10 year draw & up to 15 years to repay 5.75%-8.75% up to 90% LTV

HELOC Owner-Occupied. Payment based on balance. $25.00 annual fee assessed January of each year. Borrower pays closing costs. Annual Percentage Rate (APR)* and maximum loan amount will be based on your credit qualifications and loan to value ratio. The variable APR may adjust quarterly based on Wall Street Prime plus or minus a margin. Minimum APR 3.49%. Maximum APR 18%.

Home Equity Master Line Disclosures

Lock-In Option - Variable

Repayment Terms APR
Terms 5, 10, 15, or 20 years 5.50%-7.50%

Rate is fixed for the first five years, then it may adjust every 5 years based on Wall Street Prime** plus a margin. Minimum APR 4.00%. Maximum APR 18%. Stated rates include .25% auto pay discount. Lock-In fee $25.

Lock-In Option - Variable Disclosures

Lock-in Option - Fixed

6.50

Repayment Terms APR
Terms 5, 10, 15, or 20 years 6.50%-10.00%

Rate includes .25% reduction for autopay. Lock-In fee $25.

Lock-in Option - Fixed Disclosures

Mastercard

Product APR
Platinum Mastercard Rewards 11.00%-19.00%
World Mastercard Rewards 11.00%-15.00%
Business Mastercard 11.00%-19.00%
Secured Mastercard 19.00%
Youth Mastercard 19.00%

Mastercard Disclosures

Mortgages

Swipe left to scroll table.
Program Name Rate APR Points   Fees
15 Year Fixed (Conforming) 3.500% 3.647% 0.00%   View
30 Year Fixed (Conforming) 3.990% 4.075% 0.00%   View
30 Year FHA 3.500% 4.577% 0.00%   View
30 Year VA 3.625% 3.799% 0.00%   View
30 Year USDA Rural Home Purchase 3.500% 4.015% 0.00%   View

Rates good as of 07/12/19 and are subject to change without notice.

Apply Online
 

Mortgages Disclosures


Business Rates

Basic Business Checking

0.00APY

$100 minimum opening balance

Monthly Service Fee $5.
To Avoid Service Fee: Maintain a Daily Balance of $500; or $2,500 Combined Balance; or 10 Debit Card Purchases

Basic Business Checking Disclosures

Growth Business Checking

Product APY*
Below $1,500 0.00%
$1,500 and above 0.05%

$100 minimum opening balance

Monthly Service Fee: $10
To Avoid Service Fee: Maintain a Daily Balance of $2,500; or $4,000 Combined Balance; or Active Business Loan/Line

Growth Business Checking Disclosures

Advanced Business Checking

APY

Product APY*
Below $1,500 0.00%
$1,500 and above 0.10%

$100 minimum opening balance

Monthly service fee $20

To Avoid Service Fee: Daily Balance of $7,500; or $15,000 Combined Balance; or Active Business Loan/Line

Advanced Business Checking Disclosures

Business Share Savings

0.02%APY

$100 minimum balance to avoid service fee

Business Share Savings Disclosures

Business Market Investor

Product APY*
Below $1000 0.00%
$1,000 - $9,999.99 0.01%
$10,000 - $49,999.99 0.05%
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$1,000 minimum balance to earn dividends

Business Market Investor Disclosures