Home Equity Master Line Special:
March 1 - April 30, 2018

  • 12 month start rate as low as 2.75% APR*

  • 5-yr lock rate as low as 3.89% APR*

  • 10-yr lock rate as low as 4.89% APR*

  • $300 off closing costs​

A Maps Home Equity Master Line is a great way to take advantage of the equity in your home, which grows as your home’s value grows. Use it on anything from home improvements, paying off debts, and financing an education. 

NMLS Registry Numbers

Home Equity Master Line Features

  • Line of credit to use for up to 10 years, with an additional 15 years to repay
  • Ability to lock in 3 loans under one line of credit
  • Check writing options
  • Fixed and variable rate options
  • No pre-payment penalty
  • Available on vacation homes
  • Interest may be tax deductible, consult your tax advisor

Rates may change at any time. Other terms and conditions may apply.
 

Home Equity Rates

Home Equity Master Line

Repayment Terms APR Loan to Value
10 year draw & up to 15 years to repay 2.75%-5.75% up to 90% LTV

HELOC Owner-Occupied. Payment based on balance. $25.00 annual fee assessed January of each year. Borrower pays closing costs. Annual Percentage Rate (APR)* and maximum loan amount will be based on your credit qualifications and loan to value ratio. The variable APR may adjust quarterly based on Wall Street Prime plus or minus a margin. Minimum APR 3.49%. Maximum APR 18%.

Home Equity Master Line Disclosures

Lock-In Option - Variable

Repayment Terms APR
Terms 5, 10, 15, or 20 years 5.00%-7.00%

Rate is fixed for the first five years, then it may adjust every 5 years based on Wall Street Prime** plus a margin. Minimum APR 4.00%. Maximum APR 18%. Stated rates include .25% auto pay discount from a Maps account. Lock-In fee $25.

Lock-In Option - Variable Disclosures

Lock-in Option - Fixed

Repayment Terms APR
Terms 5, 10, 15, or 20 years 3.89%-8.25%

Rate includes .25% reduction for autopay from Maps account. Lock-In fee $25.

Lock-in Option - Fixed Disclosures

*APR. Maximum rate 18%. Annual fee $25.00. Interest rate is based on credit qualifications. The rate will adjust based on Wall Street Prime (Index) plus a margin. Special start rates for the variable line of credit range from 2.75% APR to 5.75% APR for loans up to 90% CLTV good for 12 months, available March 1 - April 30, 2018, and are subject to change. Promotional 5 year lock rates range from 3.89% APR to 5.89% APR. Promotional 10 year lock rates range from 4.89% APR to 6.89% APR. Member pays third-party closing costs, which range from $243–$1,500. Automatic payment from a Maps account is required. Appraisal may be required. Lock fee $25, minimum amount to lock $5,000. Special lock rates good March 1 - April 30, 2018.