*All loans subject to approval. Annual Percentage Rate (APR) for World or Platinum credit card purchases and balance transfers is 8.50% - 18.75% and is based on creditworthiness and the prime rate. APR may vary after the account is opened. Special promotional 0.00% APR applies only to purchases made from 11/15/19 to 12/31/19. Promotional rate of 0.00% APR will default back to the standard APR after the December 2020 billing cycle. Special promotional rate is not available on balance transfers or cash advances. Minimum $500 credit limit needed to open a Mastercard Platinum Rewards.