Auto Loans

You want a vehicle, not a hassle. We can help you buy or refinance your new or used set of wheels quickly so you can hit the road for your next adventure.

Do you have an auto loan somewhere else? Ask about our special refinance rates for loans transferred to Maps from another financial institution.

 

Apply for an auto loan 


Rates good as of 7/1/19 and are subject to change without notice.
*APR: Annual Percentage Rate. All loans are subject to a $60 loan origination fee and a $10 membership fee if borrower is not already a member. Fixed rates include a 0.50% rate reduction for automatic payment and electronic statements. Rate will be increased 0.50% if payment is not automatic and electronic statements are not set up. Floor rate of 4.19% applicable to all discounts. All loans are based on your credit history and credit qualifications and subject to approval.


Other Loan Rates

Personal Loan

Product APR
Fixed Rate 8.25% - 22.00%*
Variable Rate 12.75% - 19.25%

*Includes .50% reduction for autopay and e-statements. $60 loan fee applies.

Personal Loan Disclosures

Goldline Plus

12.15%-23.40%APR

Signature Line of Credit

Goldline Plus Disclosures

Share Secured

5.00%APR

Secured by your Maps Share Account

Share Secured Disclosures

Certificate Secured

+2.00%*APR

*Certificate Rate + 2.00% APR. Secured by your Maps Certificate Account.

Certificate Secured Disclosures

Mastercard

Product APR
Platinum Mastercard Rewards 10.75%-18.75%
World Mastercard Rewards 10.75%-14.75%
Business Mastercard 10.75%-18.75%
Secured Mastercard 18.75%
Youth Mastercard 18.75%

Mastercard Disclosures

Home Equity Master Line

Repayment Terms APR Loan to Value
10 year draw & up to 15 years to repay 5.00%-8.00% up to 90% LTV

HELOC Owner-Occupied. Payment based on balance. $25.00 annual fee assessed January of each year. Borrower pays closing costs. Annual Percentage Rate (APR)* and maximum loan amount will be based on your credit qualifications and loan to value ratio. The variable APR may adjust quarterly based on Wall Street Prime plus or minus a margin. Minimum APR 3.49%. Maximum APR 18%.

Home Equity Master Line: Offering Rates may change at any time. Other terms and conditions may apply. Appraisals required. Flood search cost: $12.50. Property Tax Tracking fee $81.  Estimated recording cost: $136-$163. Estimated title insurance or property report cost: $85 - $1300. Lock fee of $25 may apply. Total estimated costs will vary based on individual loan.

Home Equity Master Line Disclosures

Lock-In Option - Variable

Repayment Terms APR
Terms 5, 10, 15, or 20 years 4.75%-6.75%

Rate is fixed for the first five years, then it may adjust every 5 years based on Wall Street Prime** plus a margin. Minimum APR 4.00%. Maximum APR 18%. Stated rates include .25% auto pay discount. Lock-In fee $25.

** Lock-In Option - Variable: Rate is fixed for the first five years, The Annual Percentage Rate that applies to the locked-in balance shall be our margin plus the Index, then current Wall Street Prime, at the time of the conversion; thereafter the rate shall change every 5 years to the then current margin + index. 

Lock-In Option - Variable Disclosures

Lock-in Option - Fixed

6.25

Repayment Terms APR
Terms 5, 10, 15, or 20 years 6.25%-9.75%

Rate includes .25% reduction for autopay. Lock-In fee $25.

Lock-in Option - Fixed Disclosures

Mortgages

Swipe left to scroll table.
Program Name Rate APR Points   Fees
15 Year Fixed (Conforming) 3.250% 3.394% 0.00%   View
30 Year Fixed (Conforming) 3.750% 3.833% 0.00%   View
30 Year FHA 3.125% 4.196% 0.00%   View
30 Year VA 3.375% 3.546% 0.00%   View
30 Year USDA Rural Home Purchase 3.250% 3.762% 0.00%   View

Rates good as of 11/19/19 and are subject to change without notice.

Apply Online
 

Mortgages Disclosures