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A revolving LOC that can be used for overdraft protection.

A personalized loan that you can use for whatever you need with fixed and variable rates available.

Borrow against the funds in your Maps share or certificate account for a lower rate.

Goldline Personal Line of Credit

A revolving LOC that can be used for overdraft protection.

Features:

  • Check writing capabilities
  • Variable rate
  • Only a $25 annual fee.

Loan is subject to a $25 annual fee, and a $10 membership fee if borrower is not already a member. The APR will vary and changes quarterly based on the 26-week US Treasury Bill Rate. Current margin ranges between 9.90%-21.15%. The monthly minimum payment requirement is 2.5% of the outstanding balance, subject to a minimum of $15.00. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.

15.15-26.40%APR*Line of Credit

Personal Loan

A personalized loan that you can use for whatever you need with fixed and variable rates available.

13.25-26.00%APR*Includes .50% reduction for autopay and e-statements. $60 loan fee applies.

Share Secured Loan

Borrow against the funds in your Maps share account for a lower rate.

9.00%APR*Secured by your Maps Share Account

Certificate Secured Loan

Borrow against finds in your Maps certificate account for a lower rate.

For example, if the 60-month certificate is .45% + 2% = 2.45% APR

+2.00%APR*Certificate Rate + 2.00% APR. Secured by your Maps Certificate Account.

Rates good as of effectivedate and are subject to change without notice.

*APR: Annual Percentage Rate. All loans are subject to a $60 loan origination fee and a $10 membership fee if borrower is not already a member. Fixed rates include a 0.50% rate reduction for automatic payment and electronic statements. Rate will be increased 0.50% if payment is not automatic and electronic statements are not set up.

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