Keep Up Your Guard While Holiday Shopping
Published November 26, 2015
As the holiday shopping season gets underway, we at Maps and other Northwest credit unions share a few ways you can protect your credit and debit cards.
For instance, at the cash register:
- Use an EMV-chipped card if you have one They provide an extra layer of security when you buy in stores.
- Make sure you have signed your credit and debit cards.
- Make sure you don’t write your PIN on the card.
- Rest your fingers on other keys while typing in your PIN. This could foil thieves using infrared cameras to steal the ‘heat signature’ you leave behind each time you touch a key.
- When entering your PIN, block the keypad from anyone else’s view.
- Make sure the card you get back after paying your bill belongs to you.
- Take your receipt with you; never leave it at the checkout counter.
- Put your receipts in your wallet, not your shopping bags. Thieves have been known to steal bags, then use receipts inside the bags to return merchandise for cash.
- Sign up to be electronically notified when your card is used to make a payment or purchase.
- Don’t store your payment information.
- Monitor your transactions daily.
- Keep a list of your card account numbers and phone numbers to call if your cards are lost or stolen.
We also recommend you take these precautions when shopping online:
- Shop only on sites that have https:// in the URL, next to an icon of a lock.
- Do not shop online while using public wireless networks.
- Type a merchant’s address directly into your browser; avoid links.
- Create passwords with at least eight characters.
- Keep antivirus and security software updated.
If you suspect your account has been compromised, contact us right away.