Personal Fee Schedule

Membership

Description	Fee	Additional Information
Membership Share	$5.00 par value
Membership Fee	$10.00	Does not include Youth Savings

Membership Single Share Service Fee	$3.00	Fee will be waived if you are under 21 or you maintain an actual daily combined account and/or loan balance of $100 or more. Monthly fee is assessed based on current month activity.
Dividend Option Checking Service Fee	$7.50 per month	Waived with $750 minimum average monthly balance
President’s Club Checking Service Fee	$7.50 per month	Waived with $30,000 minimum in combined loans and/or deposits

Account Printout	$2.00 per page	Faxed
Account Reconciliation	$20.00 / hour	1st hour is free
Account Research	$20.00 / hour	1-hour minimum
ACH Overdraft (NSF)	$31.00 per occurrence
Bad Address	$5.00
Bill Payer Service	Free	For personal accounts
Cashier’s Check	$5.00 per item	Free to President’s Club account holders
Check Copies	$2.00 per copy
Check Printing Charge	Price varies by style
Corrected Name / ITIN (for IRS Reporting)	$100.00	Pass through from IRS
Counter Checks	$2.00 per page	4 checks per page; First 8 checks are free for new accounts
Courtesy Pay Overdraft	$31.00 per occurrence
Garnishment or other legal process	$100.00
Inactive Account	$5.00 per month	If no transactions for 6 months and a balance less than $750
Item Returned for Improper Endorsement	$20.00
Money Order	$2.00 per item	Free to President’s Club account holders
Municipal/Bearer Bond and Interest Coupon Collection	$25.00 per issue, series and maturity
Online Banking	Free
Overdraft (NSF)	$31.00 per occurrence
Overdraft Transfer	$3.00 per transfer
Special Item Processing/Collection	$25.00 per item	Minimum
Statement Copy	$2.00 per page
Statement Copy – Faxed	$1.50 per page	In addition to Statement Copy Fee
Stop Payment – Check, ACH or reoccurring card transaction	$31.00	Check, ACH, or reoccurring card transaction
Stop Payment – Cashier’s Check or Money Order	$31.00	Lost, Stolen or Destroyed; Waiting period may apply
Wire Transfer – Incoming	$10.00 per transfer
Wire Transfer – Outgoing (Domestic)	$25.00 per transfer

ACH Direct Deposit/Origination	Free
ATM Deposits/Transactions/Balance Inquiries	Free
ATM Withdrawal @ Maps owned ATMs	Free	Including CO-OP ATMs
ATM Withdrawals @ non-Maps ATMs	$2.00	Waived for President’s Club Checking account holders
Debit/Credit Card	Free	New, Reissue, Damaged, Demagnetized
Debit/Credit Card Replacement	$5.00	Lost, Stolen or Name Change
Debit/Credit Card Rush Order	$35.00
Debit/Point of Sale (POS) Transactions	Free	Merchant charges may vary
Electronic Payment Processing Program	$15.00	For each card and check transaction
Expedited Bill Payment	$16.95	2-Day Delivery
International Transaction	1.1% of transaction amount	This fee applies to any debit card transaction made at a location in a foreign country, or payable to a merchant location in a foreign country even if you initiate the transaction from within the United States (including online purchases)

Christmas Club	$25.00 per withdrawal
IRA	$50.00	Within the first 18 months

Safe Deposit Box Key Replacement	$15.00
Safe Deposit Box Drilling Charge	$60.00
Safe Deposit Box Rental Rent is paid annually in advance; Non-refundable on early box closure	$40.00 / year	3X5
	$50.00 / year	5X5
	$60.00 / year	3X10
	$75.00 / year	5X10
	$120.00 / year	10X10