E-Sign Consent

CONSENT TO ELECTRONIC DELIVERY OF DISCLOSURES AND DOCUMENTS

Electronic Delivery Terms

By clicking the “Accept” below, you agree to accept delivery of your deposit and loan account documents electronically by Maps Credit Union (Credit Union). The following terms and conditions apply to our electronic delivery and your receipt of deposit account documents:

Deposit Documents
Your electronically delivered deposit and loan account documents will include all documents required to request, open, and maintain your account, including but not limited to:

Account Opening Documents	Membership and Account Agreement Funds Availability Policy Online Banking Agreement	Electronic Funds Agreement Privacy Policy Truth-in-Savings/Rate and Fee Disclosures
Loan Documents	Application Credit Agreement	Security Agreement All required disclosures, including Truth in Lending Disclosures, Adverse Action Notices, Credit Score Notices, etc.
Subsequent Documents	Periodic Statements Change in Terms Notices Annual Privacy Policy	Account and Transaction Alerts Future Service Enrollments, Communications and Notices Other required annual notices

Accessing & Signing Documents
Before obtaining products or services electronically through the Credit Union, please carefully review and save or print a copy of this consent for your records. At the time you request a specific account product or service, you may be asked to sign and agree to the terms of the account/service documents electronically.

Accessing Paper Copies
The documents and information provided to you electronically will not be sent to you in a paper copy unless you contact our Member Service department and request a paper copy of a particular document.

Your Right to Cancel
You have the right to cancel and withdraw your consent to electronic document delivery at any time. If you wish to withdraw your consent, you may do so by contacting our Member Service department at 503-588-0181. Please allow a reasonable period of time to process your request.

Fees/Restrictions
There are no fees, penalties or account restrictions for requesting a paper copy of any disclosure you received electronically or for withdrawing your consent at any time.

Your System Requirements

You will need a computer or other device to access the internet, an email address, Internet service and a printer for printing or compute storage such as a hard drive or thumb drive for saving documents. The following are the software requirements necessary for you to access, receive and retain electronically delivered documents:

• Browsers – An up to date internet browser, such as Firefox, Chrome, or Safari.
• PDF Reader – An up to date PDF reader like Adobe Reader, Adobe Acrobat, Apple Books, Foxit Phantom, or Nuance Power PDF.

We will notify you whenever we change or revise these requirements.

Your Responsibilities
You certify that you are capable of retaining and accurately reproducing the electronically delivered documents as electronic records for any future reference. You certify you have provided us with your current email address to which we may send electronic documents and communications and you will immediately notify us of any changes in your email address. We are not obligated to verify that you have received or can access any account document. If we learn that you are no longer receiving email communications (for example, an email is returned as undeliverable), we may discontinue sending email communications. We will make a reasonable attempt to redeliver your notification electronically.

Contacting Us
You may contact the Credit Union to request paper copies, withdraw your consent or notify us of changes in your email address. You may call us or write to us at the phone numbers and mailing address listed at the top of the page, or email us at maps@mapscu.com.